When Bad Years Arrive Early
The original 20-year sequence example, with every return, withdrawal, balance and calculation.
THE EDUCATIONAL COLLECTION
Previous Articles of Interest
Clear perspectives on the decisions behind a retirement plan. Explore a topic, then take your questions to your professionals.
Is Your “Safe” Money Keeping Up With Your Life?
Negative years in this custom illustration, not every CD.
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Predictable Income. Room to Grow. A Plan for Taxes.
Predictability, access and taxes deserve equal attention.
Even a Monkey Can Get Lucky
Professionals won these early WSJ contests. Luck still matters.
Your Portfolio Has a Tax Bill. Who Is Managing It?
Tax awareness is more than a December checklist.
When One Spouse Needs Care, Both Retirements Can Change
Care costs can reshape a couple’s retirement.
Time in the Market, Not Timing the Market
Getting out and getting back in are different decisions.
The Pac-Man Problem
See the whole business, then use the attached ten-question owner survey to prepare your next conversation.
Allocation Meets Location
Taxable, tax-deferred and Roth choices, plus a business-owner plan guide.
A Better Pilot. Not a Crystal Ball.
Vanguard research, behavioral stories and the value of managing what you can control.
Before You Buy Another Machine
A tax-planning checklist with step-by-step napkin math, coordination questions and a fillable response sheet.